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Getting Started
2 videos
Financing Basics
5 videos
Ep · 03Credit scores — what matters and what doesn't
How to read, build, and protect your score
Ep · 04How much home can I actually afford?
Income, DTI, and what lenders really look at
Ep · 05FHA vs. conventional — which is right for me?
Side-by-side breakdown for first-timers
FHA MIP vs. conventional PMI
Which costs less — and for how long
VA loans — the full benefit explained
Zero down, no MI, and what it really means
Costs & Rates
6 videos
Ep · 06What is a down payment — and how much do I need?
Down payment myths busted
Ep · 07What are closing costs and who pays them?
Title, lender, and government fees, fully broken down
Ep · 08Seller concessions — free money hiding in your contract?
How to use seller credits strategically
Why your rate is not the whole story
APR, PITI, and total cost of ownership
Locking your rate — when and why
Float vs. lock strategy explained simply
What is PMI and how do I get rid of it?
Mortgage insurance basics and your options
The Loan Process
4 videosThe loan process step by step
Application to keys — what happens at each stage
The 48-hour document rule
Why response time protects your closing date
What NOT to do during your loan process
The credit and financial mistakes that derail loans
How to read your Loan Estimate
Page by page — what to watch for
Ownership & Beyond
3 videosHomeownership as a wealth strategy
Equity, appreciation, and building a portfolio
What happens at closing?
A walk-through of closing day — no surprises
Refinancing 101 — when does it make sense?
How to know if it's worth it and when to move