Episode 03 · Financing Basics
Credit scores — what matters and what doesn't
How to read, build, and protect your score
What you'll learn
The five things that actually move your score, and the myths that waste your time.
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How much home can I actually afford?
Income, DTI, and what lenders really look at
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FHA vs. conventional — which is right for me?
Side-by-side breakdown for first-timers
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FHA MIP vs. conventional PMI
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FHA MIP vs. conventional PMI
Which costs less — and for how long