Episode 07 · Guidelines & Rules
Understanding DTI and why it kills contracts
Front-end vs. back-end and how agents can help
What you'll learn
The number every agent should ask about — and the small changes that keep buyers qualified.
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Ep · 017:30
Seller concessions by loan type
FHA, VA, conventional — max % by LTV and down payment
RealtorEp · 10
TRID timelines and disclosure rules
6:20
TRID timelines and disclosure rules
What LOs must do and how it affects your contract
RealtorEp · 16
How mortgage insurance works — and when it goes away
6:30
How mortgage insurance works — and when it goes away
PMI removal, MIP for life, and structuring to avoid it